The Suppression Blueprint
Online Suppressions
Is the official Consumer Credit Reporting Industry website to accept and process requests from consumers to Opt-In or Opt-Out of firm offers of credit or insurance
LexisNexis compiles multiple data sources about consumers, including public records information, as well as reports with an insurance claim and policy data. Your information might be pulled if you’re applying for insurance, and requesting a report freeze could prevent a criminal from getting a policy in your name.
Innovis is a credit bureau like Experian, Equifax, and TransUnion — but it’s less well-known. You can request an Innovis credit freeze by phone, mail or online. The online form asks for your name, address, Social Security number, phone number, and birthdate. After the request is processed, you’ll receive a letter with a PIN that you can use to lift the freeze.
A security freeze limits when a consumer reporting agency, such as CoreLogic Teletrack (“Teletrack”), can release the information it has on you to users of our services. A security freeze may be used by anyone, even those who do not believe they have been a victim of fraud, including identity theft. To complete the process, you will receive an email from CoreLogic Inc. requesting that you provide additional information to verify your identity. If you do not provide this information, Teletrack will not be able to place the security freeze or unfreeze on your file. If you prefer, you may always request a security freeze or unfreeze on your file by contacting us at 877-309-5226.
ChexSystems is to bank accounts as credit bureaus are to credit. If you’re opening a new account, most banks query ChexSystems’ database for red flags in your banking history. A frozen ChexSystems report typically equals an account denial. Like Innovis report freezes, ChexSystems freezes are free and easy — just input a few pieces of information on the online form (including your driver’s license number) and wait for your PIN in the mail.
Fax or Mail Suppressions
Placing a security freeze on your file is a way to control access to your information since it prevents SageStream from releasing your credit report or score without your consent. SageStream does not charge a fee to place a security freeze or to remove one from your file.
If you would like to request a security freeze, you may (1) call us at (888) 395-0277, or (2) submit a signed, written request by secured fax at (858) 451-2847 or by mail to: SageStream, LLC Consumer Office, P.O. Box 503793, San Diego, CA 92150
A security freeze prevents others from obtaining your information. However, a security freeze does not apply to certain circumstances, for example, to review or collect an existing account.
Their Consumer Support Team is available via phone, during the listed hours of operation, to process your request. Additionally, you may fax or mail your request using the forms on this page. Call (866) 390-3118
ARS is a subsidiary of Visa and they don’t have a dedicated website (which is really in violation of the FCRA as contact information is supposed to be clearly displayed and available to the general public). If you previously placed a security freeze with Advanced Resolution Services, Inc. and wish to have it lifted temporarily or for selected issuers, you may email your request to:
If you need to place a new freeze on your information, please contact Advanced Resolution Services at:
Monday – Friday 9:00 AM – 5:00 PM Eastern Time
Toll Free: (800) 392-8911
Fax: (216) 615-7642
To request an initial 90 day fraud alert or active duty alert be placed on your credit file, please select from the appropriate options below. For information on how to add an extended fraud alert to your credit file please click here. If you need to install Adobe Acrobat click here.
NOTE: Due to privacy and information security and for your protection, any documents, plain text, pictures or attachments that contain personal identifying information (ex: social security number, date of birth, Driver’s License number) sent via email will be deleted immediately. Please fax all completed forms and supporting documentation to: 770-980-9414 or mail to: FactorTrust, Attn: Consumer Inquiries, P.O. Box 3653, Alpharetta, GA 30023.
Security freezes are designed to prevent a consumer reporting agency from releasing your consumer report without your consent. Please note that any security freeze that you request will apply to only those applicable reports that are created and maintained by MicroBilt / PRBC; we do not have the ability to add a security freeze to the file of any other agency