Lesson 1, Topic 1
In Progress

Account 1 – $5,000 (My Jewelers)

MyJewelersClub is an excellent place to start re-establishing new credit – Click here to open your account

Up to $5,000 Unsecured Revolving Line of Credit You will get automatically approved regardless of your credit and obtain a 5k Credit Limit with a small purchase of $99- Buy one item and then don’t use the card (G-Shock Watch)

*Minimum $100 initial order required with 50% down payment

*One hard inquiry from Experian

* Reports to all 3 Bureaus monthly, accounts usually populated between the 5th and the 15th

Reasons for Denial:

  • Open/Active Bankruptcy
  • Excessive Back Child Support/Tax Liens
  • Not a U.S. Citizen (Unfortunately, they cannot approve permanent residents or work visas)
  • No Credit History – Must have credit; Good or Bad